# File lib/active_merchant/billing/gateways/ogone.rb, line 140
      def credit(money, identification_or_credit_card, options = {})
        if reference_transaction?(identification_or_credit_card)
          deprecated CREDIT_DEPRECATION_MESSAGE
          # Referenced credit: refund of a settled transaction
          refund(money, identification_or_credit_card, options)
        else # must be a credit card or card reference
          perform_non_referenced_credit(money, identification_or_credit_card, options)
        end
      end